Research
Read beyond the headline.
Accessible guides to asking better questions about financial literacy research. Explore how definitions, language, education, and context affect what a study can—and cannot—tell us.
Questions worth bringing to the evidence
Language and meaning
How are financial concepts defined? Does the wording of a question change what participants are being asked to demonstrate?
Education and measurement
Does a measure assess knowledge, confidence, behavior, or a combination? What might it leave out?
People and context
Who participated, and under what conditions? Consider whether a finding applies beyond the group studied—and whether it establishes a cause or simply an association.
Research reading guides
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Questions to Ask When Reading Financial Literacy Research
A practical starting point for examining how language, education, and context influence discussions of financial literacy.
How Upbringing Shapes the Way We Think About Money
A look at how everyday experiences, family conversations, and cultural expectations can influence our understanding of money.
When Does Risk Feel Like Opportunity?
The same uncertain choice can look like a possibility or a threat. A reflection on the cultural assumptions behind our understanding of entrepreneurial risk.
The Language of Opportunity
The words we use for success, security and ambition can influence what feels possible. Exploring how language and education frame our choices.
What We Learn About Money Before We Learn Its Rules
Our first ideas about money often come from everyday conversations, habits and silences. What do those early lessons teach us to notice—and what do they leave unspoken?